December is probably one of the most expensive months, with all the added holiday and Christmas expenses it can be hard to save money.
We have come up with a few money saving ideas to help you spend less cash this Christmas. It’s all about planning, so make sure you start early or you’ll miss out on potential savings.
Gift List and Budget
You probably have lots of people on your list and even more gifts to buy. So how do give great gifts without spending a lot of money? It’s all about planning. Hopefully by now you have a list of everyone your usually buy for. The next step is to sit down and think about how much money you can spend on each person. Be realistic. Then it’s time to come up with some gift ideas. When doing this, think of money saving options and DIY projects.
Top Tip: There are plenty of affordable gift ideas you can make at home such as…
- DIY body scrubs
- DIY jams, sauces & chutneys
- Freshly baked cookies
- Home made cupcakes and muffins
- Handmade Christmas decorations
DIY Cards and Wrap
We all know December can be expensive, with all the gifts and holiday meals. And then there’s Christmas wrap and cards! A great way to save money is to make your own Christmas cards and holiday wrapping paper.
You could also consider recycling other items as gift wrap, such as magazine pages, comics, newspaper or children’s artwork . This idea is guaranteed to make your gift extra interesting.
Top Tip: Save any wrapping paper you receive and store it away in your cupboard for next year. Another easy way to save money.
Stock up on Supplies
Now is the time to start stocking up on anything and everything you might need over Christmas. The great thing about buying early is that you can purchase product when they are on sales and avoid paying higher prices during the peak holiday season. Make a list of what you’ll need, taking into account what recipes you will be cooking and how many guests you will be having. You will be surprised how much money you can save just buy purchasing ingredients and essentials ahead of time.
Top Tip: Every time you buy something on sale, keep the money you have saved and set it aside in a jar. At the end of the month you could have some extra cash to start the new year.