Save Money Everyday: Shopping

Save Money Everyday: Shopping

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Save Money Everyday: Shopping

This year, make a conscious effort to cut back on any unnecessary costs, particularly when you’re shopping.

If you start money saving habits early in the year, you will reap the rewards by the holiday season, with extra cash to spend on your family and friends (or even yourself).

Stick to your Shopping List

Prepare a meal plan for the week and check what ingredients you already have at home. Then make a list of what you need. When you hit the shops, only purchase items off the shopping list. Don’t be tempted by deals, offers and discounts. It’s not saving money if you didn’t need it in the first place.

Buy Generic Brands

They’re cheaper than big name brands, and most of the time you can’t even tell the difference. Make the switch in 2015, and you’ll see your grocery bill shrink immediately. Just imagine how much money you could save over 52 weeks of grocery shopping, just by making the switch.

Stop Impulse Buying

If you are prone to impulse buying, we suggest the Ten Second Rule in order to curb your bad habit and save money. Each time you pick up an item, whether it be a chocolate bar at the supermarket or a dress in a boutique, take 10 seconds to think about why you need it. If you can’t come up with a reasonable answer within 10 seconds, put the item back on the shelf or the rack.

Try DIY Gifts

We say this time and time again, but there is a really good reason why DIY is the way to go… Homemade gifts save money! Simple. Plus, since homemade gifts are so rare these days, they also mean a little more than something purchased from a department store.

Think about how much money you must spend on gifts each year. First there are birthdays for your immediate family, then your extended family, then your friends. There are holidays, like Easter, Halloween, Valentine’s Day, Christmas, Hanukkah and Kwanzaa to name a few. Then there are engagements, weddings, baby showers, bridal showers… The list goes on.

If you pulled $20 out of your pocket each time you were invited to one of these events, you’d most likely be spending thousands of dollars each year. But what if you made your own gifts instead of buying them? Then you’d be saving thousands of dollars each year.


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